FlipFlop
Project summary
FlipFlop is a real-estate crowdfunding platform, allowing individuals to invest modest amounts into real property developments or rental projects. Investors choose among models like equity (sharing in capital gains), debt (loans backed by mortgage), or rentals (periodic income + final sale). The platform selects, audits, and presents real estate projects, handles legal and operational coordination, and distributes returns when projects complete. FlipFlop does not itself manage the properties — it acts as an intermediary facilitating investor participation and transparency.
Project description
FlipFlop is a web-based platform that serves as an intermediary system between real estate developers and retail investors.
It operates under the regulated crowdfunding framework in Spain and the EU, managing fund aggregation, project verification, and investment recordkeeping.
FlipFlop integrates the following core components:
- Investment models: supports equity, debt, and rental schemes, each with specific rules for returns, risk, and liquidity.
- Investor management: handles registration with KYC verification, payment provider linking, and enforcement of legal or minimum investment limits.
- Project evaluation: manages proposal submission, documentation review, and legal, technical, and financial validation prior to listing.
- Investment engine: aggregates contributions, issues digital contracts or participation records, and maintains full operational traceability.
- Payment processing: automatically calculates and distributes returns, interest, and profits through secure payment integrations.
- Compliance and auditing: maintains versioned data storage, transaction logging, and adherence to applicable regulatory requirements.
Project challenges
Key challenges faced during development and how they were solved